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Limited Time Offer

NDAX Referral Code

Get $40 cash bonus when you sign up with KOHO and make your first purchase

Spend Smarter and Save Faster.

Your Referral Code
Click to copy and use at signup
or use direct link
Sign Up with Referral Link

New KOHO Card holders only. Bonus credited after first purchase.

Why Choose NDAX?

KOHO is a Canadian fintech company that offers a prepaid Mastercard and a mobile app designed to help users spend, save, and manage money more effectively. It combines features of a chequing account and a credit card—allowing users to earn cashback, build credit, and track spending in real time—all without traditional banking fees

Cashback

Earn cashback on everyday purchases

No Annual Fees

No monthly or annual account fees

High-Interest Savings

High-interest savings on your balance

Insights

Real-time spending insights and budgeting tools

How to Get Your $40 Bonus

Follow these simple steps to claim your referral bonus

1

Apply Online

Click the referral link and complete the quick application

2

Get Approved

Receive instant approval decision in just minutes

3

Make a Purchase

Use your KOHO Card and make a purchase over $20 and receive your $40 welcome bonus

Frequently Asked Questions

Everything you need to know about the NDAX referral program

Start Earning More Cashback

Join over 2 million Canadians saving with KOHO

Claim Your $40 Bonus